As NerdWallet explained: “I have the Chase Sapphire Preferred, and virtually nothing gives me more pleasure when I pay and the cashier notices how gorgeous that card is. How to upgrade from Chase Sapphire Preferred to Reserve. The Chase Sapphire Reserve® has a much higher annual fee — $550, compared with $95 for the Chase Sapphire Preferred® Card — but it offers richer rewards and more perks. Best card for someone who wants a big sign-up bonus: Chase Sapphire Preferred. Bottom Line: With a complimentary DoorDash DashPass subscription, the Chase Sapphire Preferred card and the Chase Sapphire Reserve card are great choices for food delivery service purchases. With great travel perks like lounge access and big-time travel credits, it’s no wonder the card is so popular. A. Chase Sapphire Preferred: 60,000. The Capital One Venture and the Chase Sapphire Preferred are two popular rewards credit cards that offer a variety of benefits to cardholders. The Chase Sapphire Preferred offers cardholders up to $50 in annual Ultimate Rewards Hotel Credit and up to $10 in monthly Gopuff credit (through Dec. Capital One Venture is a better credit card than Chase Sapphire Preferred because it gives more value over the long haul with its ongoing rewards rate of 2 miles / $1 spent on all purchases. Interest. 25 cents. Both cards also offer plenty of premium perks aside from their rewards, and the benefits on the Chase Sapphire Reserve card add up to a greater. † Pricing & Terms. If you have the Chase Sapphire Preferred® Card, your points are worth 1. These cards are cheaper than “premium” cards with annual fees in the $500-$700 range, but $95 is still a. THE POINTS GUY Let's start with a side-by-side comparison of the. Best at Citibank: Citigold® by. Both come with manageable annual fees for beginners and experts, at $95 per year. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. Using it cuts the annual fee down to only $45. Although JPMorgan Chase and Bank of America are the 2 largest banks in the U. Annual $50 hotel credit. Bankrate Score. Annual Fees. There’s more to know about the Chase Sapphire Preferred’s fee structure than just the annual fee. AmEx points can give outsized value too, but only when. Additionally, it offers flexible point redemption options, no foreign. United℠ Explorer Card. Credit Cards. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. Winner: Chase Freedom Flex. That said, the Autograph card’s bonus spending requirement skews higher than some competitors, at $1,500 in your first three months. 1. Simply put, the benefits of the Chase Sapphire Preferred are worth the $95 annual fee. Work out your way — from HIIT rides to walks and hikes to strength training, and more: Get 5x total points on Peloton equipment and accessory purchases over $150 with a max earn of 25,000 points. At $95 per year, it offers a simple two miles per dollar spent. It. Based on the hypothetical annual spending above, here’s the verdict: card_name: 51,300 Chase Ultimate Rewards points per year. Chase Sapphire Preferred benefits, from primary rental car insurance to $10 worth of free stuff each month, can get you a value that exceeds the card's annual fee. 1. If you would otherwise put a significant amount in travel purchases on the card, then the. The nearly 12,000-square-foot lounge is a redesign and rebrand of the Club Lounge that existed in the space pre-COVID. The lounge is also accessible for passengers departing from the East Hall via shuttle or a 10- to 15-minute walk. empty checkbox Compare the Chase Sapphire Reserve Credit Card. Earn 2% on select card purchases and 1% on all other card purchases. Hotels booked through Chase Ultimate Rewards with your Chase Sapphire Preferred Card after already fully earning your yearly $50 credit (these bookings do earn 5x points per dollar spent, however) When to Forgo Using the Hotel Credit. Chase Sapphire Preferred vs. Through March 2025, the Chase Sapphire Reserve offers 10x points on Lyft rides — a great return on spending — while the Sapphire Preferred Card offers 5x points. The Chase Sapphire Reserve is a much more expensive credit card as it has a $550 annual fee instead of a $95 annual fee. In 2016, Chase cannonballed into the premium credit card market with an offer many found irresistible. The Chase Sapphire Preferred is designed for frequent and casual travelers. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. 49%. Who shouldn't get the Sapphire Preferred? While many travelers should apply for the Chase Sapphire Preferred Card, certain types of travelers shouldn't go for the card. Updated: November 14, 2023. The Chase Sapphire Reserve’s annual fee is slightly lower at $550. With a $95 annual fee, it ranks as one of the best credit cards with annual fees under $100 and one of the top travel rewards cards for beginners. Its closest competition within the Chase credit card lineup is the Chase Sapphire Preferred ® Card. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. 25 cents each for travel booked through Chase or transfer points. The competitors would be Amex Plat and C1 VX. 49%. Chase Sapphire Reserve vs. Interest. Best at Chase for travelers: Chase Sapphire℠ Banking. Read Also On My Blog: Credit Card Inventory Update 2023: My Strategy For. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards. The Sapphire Preferred® has a annual fee compared to the higher annual fee with the American Express Gold card ( ). The Chase Sapphire Preferred® Card is frequently considered the best first travel credit card, thanks to its generous rewards and reasonable $95 annual fee. So, is the Chase Sapphire Preferred Card worth the $95 annual fee? It most often is. Capital One SavorOne Cash Rewards Credit Card: Best for Nights out with no annual fee. Chase Sapphire Preferred: Earn 5 points per dollar on Peloton equipment and accessory. With so many travel credit cards to choose from, it’s tough competition. Card Weight: 17 grams. That noted, there are plenty of. 5 cents each if you have a Chase Sapphire. The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. Chase Sapphire Preferred® Card. There is a limited-time increased welcome offer available on the Chase Sapphire Preferred® Card, offering up to 90,000 points after spending $6,000 in the first six months of card membership. But an annual fee should not be the end. Select which purchases you’d like to redeem points. And if you’re already a loyal Sapphire Preferred. Sapphire is our premier credit card for travel and dining. The bank behind the ultra-popular Chase Sapphire Preferred® Card and Chase Sapphire Reserve® has been working for years to build its own branded lounges dubbed the Chase Sapphire Lounge by The Club. The Chase Sapphire Preferred Card is a great choice, especially if you're interested in transferrable travel rewards, with a modest $95 annual fee and the option to redeem points for 25% more. Winner: Chase Freedom Flex. Both cards also offer $10 per. Both offer up to $50,000 in. The. Points are worth. That's $750 when you redeem. The Chase Sapphire Preferred Card earns 2x points instead of 3x points on travel when compared to the Chase Sapphire Reserve, doesn't come with a Priority Pass Select membership, offers weaker travel protections and only gets 1. 5-3-1. Welcome offer. Best credit cards for groceries. Chase’s Competitors Respond. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card. Unlike many other competitors, SoFi offers access to member benefits such as career services and access to credentialed financial advisors -- all for free. Runner-up: American Express® Gold Card. And while you don’t receive any stay credits automatically. In contrast, the Chase Sapphire Reserve welcome bonus, 60,000 points earned when you spend $4,000 in purchases in the first three months, is good for $900 in travel booked through the Chase. Additionally, it offers flexible point redemption options, no foreign. Let’s refer back to our earlier spending scenario. Chase Sapphire Preferred® Card: Best for beginners. Best for Trip. We transferred points to my corresponding individual airline and hotel partner accounts and tracked how long it took for them to show up. Even though stays have to be booked through the Ultimate Rewards travel portal, the portal itself is super easy to use. 49% - 28. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. Travel Through Chase Ultimate Rewards: When you use points to redeem for cash, each point is worth $. The Chase Sapphire Reserve’s bonus is worth $900 when redeemed for travel through Chase Ultimate Rewards, whereas the Chase Sapphire Preferred’s bonus is worth $750 when redeemed for travel through Ultimate Rewards. For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. 5 cents per point: Groceries through September 30, 2023; Gas through September 30, 2023; Annual membership fees through September 30, 2023; 1. Chase Sapphire Preferred - Refer-A-Friend - Chase. The question is, how do you choose the right card?. The Chase Sapphire Preferred’s current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. S. A: Yes. It's official: Chase is in the airport lounge business. C1 VX gets you lounge access, free AU and a 2X earn for $395, $300 back in portal travel credit and 10k points after the first year. 0125, but your credit card will be charged the full remaining dollar amount. That. 25 cents per point, while the Chase Sapphire Preferred has a much inferior 1 cent per point redemption. Credit Cards. Chase Sapphire Preferred vs. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. 023 base) The Chase Sapphire Preferred Card is one of the gold standards for earning travel rewards. To file a claim over the phone, start by calling 888-320-9961. com or ESPNPlus. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Sure, it’s an entire point “per” lower, but it’s a $95 annual fee card versus a $250 annual fee card. 25 cents per point when booking through the Chase Travel portal (instead of 1. Chase Sapphire Reserve. Pros 3x points on restaurants. Based on TPG's valuations, that's worth $1,200. This annual benefit. The Chase Sapphire Preferred is a great choice for international travel, too, since it waives foreign transaction fees that usually amount to two or three percent of each transaction. As mentioned earlier, the Chase Sapphire Preferred® Card has an annual fee of $95. The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. Chase is offering 60,000 bonus points for new cardmembers who spend $4,000 on purchases in the first three months from account opening. ago. The Chase Sapphire Preferred Card is one of the most popular travel rewards cards out there and comes with a number of well-known benefits, as well as an 60,000-point bonus when you spend $4,000 on purchases within the first three months of account opening — all for a $95 annual fee. Epicor. The Chase Sapphire Reserve® came with a $450 annual fee ($550 as of 2020) and debuted with a. As two of the largest banks in the U. Chase Sapphire Reserve®: Best Premium Card; Chase Sapphire Preferred® Card: Best Travel Rewards for a Low Annual Fee; Chase Freedom Flex℠: Best for Multiple Bonus. Lyft rides through March 2025. Best for overall flexible travel rewards: Chase Sapphire Preferred® Card. Deciding between two rewards credit cards often is just a matter of comparing the rewards you'll. Both the Venture and Sapphire Preferred have a $95 annual fee, so this is a clear tie. , both Chase and Wells Fargo are popular options. With its striking metal design and a reputation for offering some of the most generous travel perks in the industry, it’s no wonder that this card has captured the attention of travelers and points enthusiasts alike. And, its $95 annual fee is a fraction of the premium travel card's. Welcome Bonus. Still, Chase Sapphire Preferred points are only worth 1. The card carries a $95 annual fee. The Chase Sapphire Preferred® Card’s current welcome bonus is 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. See moreThe Best Alternatives to Chase Sapphire Reserve. Additionally, cardholders. Assuming that you have at least 30 transactions per month, EDP's earning rate is 4. Chase Sapphire Preferred Travel Benefits. 5 points if you have an Ultimate Rewards-earning credit card like the Ink Business Preferred Credit Card or Chase Sapphire Preferred Card. If you can bring in $75,000 in new assets, have a Chase Sapphire Preferred Card or a Chase Sapphire Reserve and have an offer code, you can earn 60,000 points when you sign up for a Chase Sapphire Banking account. Welcome Offer: $300 cash bonus after spending $3,000 on purchases within 3 months from account opening. Intro APR: None. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. With the Chase Sapphire Preferred, cardholders can earn 60,000. Then Chase did the unthinkable: They leveled up to a record-setting 100,000-point bonus in June 2021. Additionally, it offers flexible point redemption options, no foreign. Citi® Double Cash Card: Best for flat-rate cash back. Just make sure you activate your subscription by December 31, 2024. Step 3: Once you’ve confirmed the purchases and the number of points you’ll be redeeming, you’re all set!The Chase Sapphire Preferred Card offers similar benefits and earning power as the Chase Sapphire Reserve for a modest $95 annual fee. The Chase Sapphire Preferred’s 60,000-point bonus (after spending $4,000 in the first three months) isn’t just $600 in cash back or gift cards -- it’s potentially a multithousand-dollar. It's the lower tier of the Sapphire cards -- Chase also offers an elite version known as the Chase Sapphire Reserve. Chase briefly offered a sign-up bonus of 100,000 points in June. The Best SAP Competitors of 2023. But now, thanks to a refresh of the Chase Sapphire Preferred® Card and an annual fee increase for the Chase Sapphire Reserve® (it jumped from $450 to $550 in 2020), the Chase Sapphire Preferred. Chase Freedom Flex℠*: Best for flexible. The caps are higher with the benefits from Visa Infinite. With the Chase Sapphire Preferred, you can earn 60,000 points after spending $4,000 in the first 3 months. or call collect at 1-804-673-1691 while outside of the US to file claims. Both the Sapphire Reserve and Amex Platinum have a high annual fees: $550 and $695 respectively (see rates and fees). Capital One Venture Rewards Credit Card. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. If you like to travel, the Chase Sapphire Preferred is probably the best overall. In this article, we pit the Chase Sapphire Reserve® vs. 25 cents when redeemed for travel booked through Chase's online portal, operated by. Plus, its 5X points on travel purchased through the Chase portal, 3X points on. One of the most important factors is your credit score. The Chase Sapphire Reserve® has a much higher annual fee — $550,. The Chase Sapphire Preferred has better point transfer capabilities that could push the value you could get from the bonus ahead of the Citi Premier’s offer -- particularly if you redeem for. With the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card, each point is worth 1. The bottom line. In late October 2022, the first Chase Sapphire Lounge by the Club opened in Hong Kong airport in the West Hall of Terminal 1 (near gate 40). Sapphire Reserve: Rewards and bonuses. Chase Sapphire Lounge by the Club. Points are worth 1. Chase Sapphire Preferred® Card. If you love the CSR for its travel perks, you'll still be able to earn 2x points on travel and 3x on dining spending with the Chase Sapphire Preferred, which only carries a $95 annual fee and doesn't charge foreign transaction fees. Best at Bank of America: Bank of America Preferred Rewards. Chase Sapphire. 40,000 bonus points after spending $3,000 in first 3 months. Using the Chase Sapphire Preferred card’s $50 hotel credit is easy. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. One of the following each month: Receive one direct deposit of $250. Southwest® Rapid Rewards® Performance Business Credit Card. Once you get the hang of it, the lineup of transfer partners available with the Chase Sapphire Preferred is stellar. Best for Uber credits: American Express® Gold Card. com. Using this card, you can earn 5X points on travel purchased through Chase Ultimate Rewards®; 3X points on dining, select streaming services, and eligible online grocery purchases; 2X points on all other travel purchases,. However, if you are evaluating cards based heavily on the fee itself, the Sapphire Preferred® card has the advantage in this area. These bonus points may even be enough to earn a free domestic round-trip flight. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Capital One Venture vs. It offers extensive access to airport lounges, a yearly credit up to $200 for incidental. People with the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® or the Ink Business Preferred® Credit Card, can transfer points on a 1:1 basis to about a dozen airline and hotel. And worst of all, Chase has finally removed Airbnb as an option. Microsoft Dynamics 365 Business Central: Best overall alternative to SAP. Only 22% of reviewers fell into the $3,000 to $5,000 range of the graph, while nearly a third of respondents reported receiving a credit limit of $10,000 or above. 4% or 5. The Ink Business Preferred card offers new cardholders 100,000 bonus points for spending $8,000 in the first three months with the card. The Capital One Venture Rewards Credit Card is the winner over the Chase Sapphire Preferred® Card . Winner: Blue Cash Preferred® Card from American Express. Annual. If you’re comparing these two rewards cards based only on their annual fees, the American Express Gold Card wins due to its much lower annual fee of $250. The new version of the lounge has snazzy. It's not the only fee you need to worry about with the Chase Sapphire Reserve® Card, either. 5 cents per point with the Sapphire. It offers numerous benefits that can easily justify its $95 annual fee. The Venture X has a $395 annual fee ( rates & fees) while the. Metal Factor: Measuring up to its peers, the Savor. Earn 2% on select card purchases and 1% on all other card purchases. Sapphire Preferred offers an initial bonus worth $750 in travel through Chase, and it gives 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases. For those who don’t travel as often though. When you redeem Chase Ultimate Reward points for travel, they will be worth 25% more than if you. Best for premium Uber. As a college student who just started out last January, the chase sapphire preferred goes so hard because I am mainly focusing on chase cards (currently at 3 personal 3 business), so all my points just funnel into Hyatt. Sapphire Reserve: Reserve Dethroned. They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. But the Chase Sapphire Preferred® Card has a lower annual fee ($95) than its competitors and plenty of lucrative rewards. While the Chase Sapphire Reserve card has a fee that is significantly higher than the Amex Gold card at $550 compared to $250, it also comes with more usable benefits including worldwide lounge access and the $300 travel statement credit which more than make up for the annual fee difference. @m_adams. For example, 50,000 points would be worth $625 in travel. * That's $750 toward travel when redeemed through Chase Ultimate Rewards ®. If not, go with the Chase Sapphire Preferred® Card. 60,000 Ultimate Rewards points after you spend $4,000 within three months. It is located in the West Hall of the International Departures area near Gate 40. Among the other benefits coming into play as of August 16, 2021, the card will now offer a $50 annual credit on hotel stays purchased through Ultimate Rewards. Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from. P. 5. Rewards Rate. To compare two very different welcome bonuses, we considered the relative return on investment of each. The card recently introduced additional category bonuses to sweeten the deal: 5% on travel purchased through Chase. There are some of the best perks. This is because the former offers a 50 percent points boost when points are redeemed in this manner, while the. 10% bonus points of your total purchases made the previous year, every account anniversary. This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months. The new version of the lounge has snazzy. Chase Sapphire Preferred had a metal core sandwiched between two pieces of plastic, While a standard plastic card generally cost $1 to produce, this card cost the team felt that the satisfying thunk" it made as a consumed put it down for payment was an important quality signal Remarked Walker, "When I look at my P&L, that's a pretty big cost of. If you. The Chase Sapphire Preferred® Card may. The most prestigious credit card is the invitation-only Centurion® Card from American Express (Amex Black Card), as well as The Platinum Card® from American Express, and the Chase Sapphire Reserve® card. 25 cents each within the Chase Ultimate Rewards® portal. In late October 2022, the first Chase Sapphire Lounge by the Club opened in Hong Kong airport in the West Hall of Terminal 1 (near gate 40). Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but it's also much less restrictive. You should avoid using your hotel credit at brands where you hold status. 3x points on travel and dining: With Chase Sapphire Reserve, you can earn 3x points on all dining and travel purchases after the first $300. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to $750 when you redeem for travel through Chase Ultimate Rewards® since point redemptions are worth 25% more this way. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a year card, instead of $695 like Amex Platinum. If you’re comparing these two rewards cards based only on their annual fees, the American Express Gold Card wins due to its much lower annual fee of $250. Capital One Venture vs. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. The Chase Sapphire Reserve gets a redemption value of 1. card_name: 66,200 Amex Membership Rewards points. Here’s why the $95 annual fee is. Chase Sapphire Reserve Fees. The new World of Hyatt Business Credit Card from Chase offers entry-level elite status for the cardholder and up to five employees. If redeemed. The Chase Sapphire Preferred also starts you off with 60,000 bonus points worth $750 in travel booked through Chase Ultimate Rewards after spending $4,000 on purchases within three months of. You can redeem your Ultimate Rewards point totals for travel-related purchases. A: Yes. Work out your way — from HIIT rides to walks and hikes to strength training, and more:. The Chase cards have different annual fees depending on which tier you get: Preferred is $95 a year, while Reserve is $550, of which $300 is automatically applied as statement credits on travel. All three cards require applicants to meet high income and/or spending standards for approval. Annual fee: $395. Points are worth. Chase Sapphire Preferred is one of the best travel credit cards on the market, and it offers big value upfront with an initial bonus of 60,000 points for spending $4,000 in the first 3 months. Yes, the Citi Prestige is a Mastercard, which means it is widely accepted at many retailers. The Chase Sapphire Preferred® Card comes with a reasonable $95 annual fee, and new cardholders can earn 60,000 points worth $750 in travel redeemed through Chase Ultimate Rewards when they spend. The Southwest Priority card has a $149 annual fee—about $50 more than the Southwest Premier card. All three cards require applicants to meet high income and/or spending standards for approval. . The Chase Sapphire Preferred is a well-rounded rewards card, primarily designed for the average traveler. The Chase Sapphire Preferred Card weighs 13 grams and is made out of a proprietary mix of metal. we actually think they are not direct competitors. Chase Sapphire Banking. 5, while Sapphire Preferred's earning rate is 5. Other Benefits and Drawbacks: One of the most affordable premium cards on the market, the Venture X comes with many benefits, such as a yearly 10,000-mile anniversary bonus, a. 5 cents each toward travel bookings, while the Chase Sapphire Preferred and Ink Business Preferred Credit Card fetch 1. The Chase Sapphire Reserve stands as one of the best travel credit cards. 49%, and the Reserve starts at 22. The Chase Sapphire Preferred® Card is a solid pick for cardholders who want valuable travel benefits without a high annual fee. The Chase Sapphire Preferred offers a slightly lower welcome bonus than the Sapphire Reserve, at 60,000 bonus points after spending $4,000 within the first three months of account opening. To waive the monthly service fee at Bank of America, you’ll need at least one direct deposit per month of $250 or more. At first glance, the Chase Sapphire Preferred’s 60,000 points seems lower than the Venture Card’s 75,000 miles. Blue Cash Preferred® Card from American Express: Best for Entertaining at home. The Priority offers 7,500 bonus points each cardmember anniversary year, a $75 annual Southwest. The balance transfer APR is also the same, and there is no introductory APR for either card. 25 cents when redeemed for travel booked through Chase's online portal, operated by. Your points are worth 25% more when you booking award travel instead of cash or gift card rewards. Additionally, this product is open to the general public and doesn’t require an invitation. The Chase Sapphire Preferred has an annual fee of just $95, while the Amex Gold comes with a considerably higher annual fee of $250 (see rates and fees ). Earning Points: See your Card Rewards Program Agreement (PDF) for more details. With the Chase Freedom Flex, you can earn $200 cash back after spending $500 in the first 3 months. That’s worth up to $1,000 in travel. Reward your inbox with the TPG Daily newsletter. Both. Compare that with the Chase Sapphire Preferred® Card, long considered the travel credit card that opened the gate for dozens of subsequent competitors in an increasingly crowded market vying for. Best Alternatives to the Chase Sapphire Preferred Card: Best for International Travel: Citi Premier® Card Best for Lounge Access: Capital One Venture Rewards Credit Card Best for Everyday Spending: Chase Freedom Unlimited® Best for Renters: Bilt Mastercard® 🎉NEW! Unlimited Cash-Back Match Offer🎉 Chase Freedom Unlimited® Apply Now The Best Alternatives to Chase Sapphire Reserve. Chase Sapphire Reserve®. The Chase Sapphire Preferred’s benefit package helps it snag top spots on many lists of the best credit cards across publications. Both cards charge a $95 annual fee and waive foreign. 25 cents per point in value. 49% while the APR on the Venture Rewards is 19. Best for Uber: The Capital One SavorOne Rewards Card. If you were to downgrade the Chase Sapphire Preferred in Jan 2019 to a Chase Freedom card and apply for the Chase Sapphire Reserve, you would not qualify for the bonus due to the 48. First, visit the Ultimate Rewards travel portal and log into your Chase account. A lower annual fee (and no charge for authorized users) The Capital One Venture X Rewards Credit Card's annual fee is $395, significantly lower than the Chase Sapphire Reserve®'s $550. Earn 60,000 bonus points. Offer ends Mar. Welcome offers. The Sapphire Reserve has a higher annual fee of $550 compared to the Preferred's $95. 0125. A “good” FICO Score ranges from 670 to 739, a “very good” score is 740 to 799 and an. So, $95 - $50 -. 1. “I have three cards from Chase: Freedom, Amazon, Southwest, with a total. 01 (one cent), which means that 100 points equals $1 in redemption value. While that’s less than some premium travel cards charge, including the higher-end Chase Sapphire Reserve®, you. Since I had a plan, it only took me a few days to earn the bonus and get my extra. Chase Sapphire Reserve® points are even more valuable, worth 50% more when used for travel. The new 80,000-point sign-up bonus represents the biggest welcome offer on the Chase Sapphire Preferred® Card in nearly two years. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card now offer the complimentary DashPass benefit through Dec. Chase Freedom Flex: Best for earning 5% cash back (or 5 points per dollar) up to a quarterly maximum;. Chase’s success with the Reserve card was difficult for. Unfortunately, many hotels will. The Chase Sapphire Preferred card sounds attractive with its $95 annual fee (as opposed to the Reserve card’s $550 annual fee). While that’s less than some premium travel cards charge, including the higher-end Chase Sapphire Reserve®, you. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. $95 ( see rates and fees) Welcome bonus offer. That’s worth up to $1,000 in travel. The Chase Ink Business Cash credit card includes the ability to: Earn a sign-up bonus after you spend a minimum amount on purchases within the first three months of opening the card. Amex Gold welcome offer. U. Which cards are better than the Chase Sapphire Reserve now that the annual. 2 days ago · Many of its competitors use a “hub-and-spoke” system, which filters a. Earning Rewards. It’s hard to argue against the Chase Sapphire Preferred® Card as the best travel rewards card for anyone taking their first peek behind the travel rewards. The Chase Sapphire Reserve® is one of the most well-known premium credit cards on the market. . There are still good reasons to use the Chase Ultimate Rewards portal, and the Chase Sapphire Preferred’s up to $50 annual. They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. Maria Adams, Credit Cards Moderator. The initial sales of chase sapphire reached the sales target, but the net revenue of the company dipped after completion of 1 st year. 24%, tied to the Prime Rate and set. Both Chase and Amex offer several different redemption opportunities for their points. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Competitors like American Express and Citi bank launched premium credit cards after the launch of Chase sapphire reserve by launching the credit card in a premium segment which offered similar rewards and point. At a minimum, you could turn 100,000 points into $1,000 in cash-back, or $1,250 in travel purchases thanks to the 25% bonus through the Chase travel portal. On the other hand, Chase's credit cardholders are incentivized to use the Ultimate Rewards portal via a higher redemption value. When Sapphire. New cardholders of the. And remember, the card's 60,000-point bonus is worth $1,200 in travel, per TPG valuations. The insurance benefits with the Venture X are better than those of the CSP. Foreign transaction fees: None Points transfer: 1:1 points transfer for Chase's hotel and. Best at Bank of America: Bank of America Preferred Rewards. But this offer. We transferred points to my corresponding individual airline and hotel partner accounts and tracked how long it took for them to show up. The Chase Sapphire Reserve is a Visa card, which is also widely accepted, while the Amex Platinum is an American Express card. You will earn 3x Ultimate Rewards® points on dining (one of the best credit cards for restaurants and dining ). The Chase Sapphire Preferred® gives a $50 hotel credit when you book through the Chase Travel Portal vs the Chase Sapphire Reserve® which gets a broader $300 travel credit that is valid on travel purchases outside the Chase travel portal. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. The Chase Sapphire Preferred® Card carries a $95 annual fee, compared to the Capital One Venture X Rewards Credit Card’s $395 annual fee (rates & fees). 31, 2025. That's $750 when you redeem through Chase Ultimate Rewards®. The Capital One Venture Rewards Credit Card Rewards has a cash advance rate of $10 or 3% of the amount, whichever is greater. Like most travel cards, it’s not a great option for carrying a balance. 3x points on travel booked via Chase Ultimate Rewards portal. The Chase Sapphire Preferred® Card is a popular travel rewards card – and for good reason. With the Sapphire Preferred, your Chase points are worth 1.